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Regular Savings
Establish your credit union membership when you open a Regular Share Account with a minimum deposit of $5.00.* Regular share deposits earn dividends from the date of deposit until the date of withdrawal before quarter end. Dividends are compounded and paid quarterly. Once you become a member, you are eligible to use all of our services.
*Failure to maintain the $5.00 minimum balance could result in the loss of membership and privileges associated with being a member.
Special Savings Accounts
Use our special savings for any purpose. Our special savings accounts earn dividends at the same rate as regular share accounts. A $5.00 minimum balance is required to start your Special Savings Account.
Christmas Club Accounts
The CFCU Christmas Club Account is designed to assist members with Holiday Savings. Weekly or monthly payroll deductions make saving for Christmas much easier. An attractive interest rate, equal to that of a regular share account, is paid on Christmas Club Accounts. Christmas Club funds are disbursed in November each year.
Money Market Accounts
The CFCU Money Market Share Account has a minimum deposit requirement of $2,500, and additional deposits may be made for any amount. Three withdrawals are permitted each calendar month and three other transfers may be made to other CFCU accounts.
Rates are subject to change each week. Dividends are paid from the date of deposit until the date of withdrawal; compounded and paid weekly. Dividends are posted to money market accounts each Wednesday evening and available to members on Thursday morning.
In order to be eligible for the MMSA dividend rate, the account balance must be $2,500 or more. If the balance falls below $2,500, dividends are paid at the regular share rate.
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