We have a complete line of mortgage products and specials that make buying or refinancing a home easier than ever.  Our Real Estate specialists can help you select the right financing for your financial needs.  Below is a sampling of what we offer:

Home Equity Line of Credit

Your home is your greatest financial resource and we have a Home Equity Line-of-Credit (HELOC) that offers access to the equity in your home. Use the HELOC to make improvements, purchase an auto, pay for college, consolidate high interest credit cards or to payoff any other debt. Our HELOC has credit limits up to $200,000 and payments are based on the amount borrowed for the maximum repayment term of 15 years. The rate is based on the Prime Rate as reported in the Wall Street Journal.

Fixed Rate Mortgages

We offer first and second mortgages with terms up to 15 years* and no application fees:

• Financing up to 90% of appraised value for first mortgages
• Financing up to 80% of appraised value for second mortgages
• Loan cannot exceed $200,000, available in NC, SC, and TX only.  Other restrictions may apply.

Mobile Home

CFCU can help you finance your purchase of a mobile home.
Mobile homes financed with land
No Application Fees

Land

Check out our latest specials on loans to purchase land.